Things to Know About Paytm Payments Bank

As you all must be aware that paytm is starting Paytm Payments Bank on 23rd May 2017, which according to them India’s first bank with zero fee on online transactions, no minimum balance and free virtual debit card. So There are many Questions coming to your mind related to this and we are going to make you know that how beneficial is that! have a look !

Main features

  • No Minimum Balance Required
  • Free Virtual Card
  • Zero Fee On Online Transactions
  • No Fear, No Greed, No Entitlement
  • annual interest of 4% for all savings accounts
  • Paytm Merchant partners will also have access to current bank accounts.
  • Physical services like chequebook, demand draft and debit card will be available at a nominal fee, benchmarked to the industry.

How to Apply for Paytm Payments Bank

  • Paytm Payments Bank is currently available only via invitation
  • So for Request an Invite CLICK HERE and Go to offer page
  • Click ‘Request an Invite’
  • Login/Register
  • Submit your Details
  • Done!

Starting Offer by paytm payments bank
Every New Users can get Get Rs. 1000 Cashback For Deposits of Rs. 25000 & Above.

 

Most Imporatant FAQs for Paytm Payments Bank
Q. What happens to my current Paytm Wallet?
A. It will be transferred to the Paytm Payments Bank Limited as it is, i.e. KYC Wallet as KYC Wallet and minimum KYC Wallet as minimum KYC Wallet
Q. What happens to my money in the Paytm Wallet?
A. Your money is absolutely safe in the Paytm Wallet. It is always yours and you will never lose it. If you have any balance in your current Paytm Wallet, it will reflect in your new Paytm Payments Bank Wallet. Note : If your Wallet has been inactive for the last six months and has zero balance, it won’t be transferred to the Paytm Payments Bank Wallet unless you specifically give consent for the same while logging into the app, web or by e-mail.
Q. Can I move my money to any other Bank from Paytm Payments Bank Wallet?
A. Yes, you would be able to send money to any bank account from your Paytm Payment Bank Wallet.
Q. Is it mandatory to open an account with Paytm Payments Bank once it is launched, to continue using the wallet?
A. You are not required to open an account with Paytm Payments Bank to use the wallet.
Q. How is a Payments Bank different from a conventional bank?
A. Payments Bank is a new bank model visualised by the Reserve Bank of India. As a Payments Bank, Paytm can now accept customer deposits upto Rs. 1 lakh per customer in a savings or current account and offer other banking services like Debit Cards, Online Banking and Mobile Banking.
Payments Banks can not offer financial products of their own, but partner with other banks.
Q. What are the services offered by Paytm Payments Bank?
A. Paytm Payments Bank is offering savings and current accounts with a debit card and the ability to make fast and easy payments. It will soon enable you to access a range of financial services such as Insurance, Loans, Mutual Funds offered by our partner banks with the seamless Paytm experience.
Q. Will my wallet get converted into a bank account?
A. No, your wallet will simply operate under the Paytm Payments Bank and continue to exist and function in the same manner as earlier. In addition to a wallet, you will now be able to open a savings or current account with us and access a wide range of financial services.
Q. Can I choose not to move to Paytm Payments Bank?
A. Movement to Paytm Payments Bank is required by RBI for all Paytm Wallet customers. However, If you choose not to continue to enjoy the benefits of your Paytm Wallet, please email us at [email protected], If you chose not to migrate to Paytm Payments Bank, your wallet will be closed and you will not be able to make payments using your Paytm Wallet.
Q. Will my wallet balance now earn interest?
A. To earn interest, you will need to open a Paytm Payments Bank savings account.
Q. Will my old login details work?
A. Yes, your Paytm login details continue to remain the same.
Q. Can I now withdraw money from my wallet?
A. No, withdrawing money from wallet is not allowed as per RBI policies.

For more faqs plese visit these pages
1. Introducing Paytm Payments Bank
2. Your Paytm wallet will continue to work as it is, and infact, will become more powerful

 

source : blog.paytm.com

Top 5 Branded Air Coolers To Buy Online In India

Air Conditioners can’t be easily affordable for every indians not just because by the price of ACs, the largest buyers of india not prefer to buy AC just because of the increasing Electricity Bill. Thatwhy Air coolers is one of the most needed home appliances during the gruesome summer.

So in this post we are trying to guide you what is the best air cooler for you and how you can select that and how you know its best for you and also we are sharing top 5 most needed and branded air coolers which can by buy from online and save huge money, so have a look.

What is Best Air Cooler?

Understand Speed Settings
Speed setting is most powerful and needful options which your aircooler must have and with it you can control your air speed as per your requirement, so please be sure on that.

Water Tank size
It depends on your Space and Timing of the Air Cooler Uses, Select your air cooler as per your need, it will definitely save your money, for example if you are going to use in a single room which is not quite big and you can easily buy that one which use sufficient space of water in liters. So Water tank space is also important factor to buy your favorite air cooler.

Brand value
dont go just for lower price, branded products is always great option, not just because it will give your mind satisfaction, apart of it you will have option for warranty to change the parts or repair for the same by the company.
Cooling Capacity & Timer
If your Air cooler is looks wow by size and designs but the cooling terms and not enough then its not justified at all, so select your air cooler which provide amazing cooling air instantly and with that if your air cooler have timer then its a great option to control how much time you want to use cooling and when it should off.

Control by Remote
Generally most of the time we not even think that by Many Air coolers are in the market which have remote controls, so why not we must use that one, because It powerfully helps do your needs easily without go to near of your air cooler.

 

5 Best Air Cooler in India to Buy Online?

Well our team worked for a while deeply and searched all over the internet for the same. we researched a lot by keeping in mind that best Air Coolers will be justify by these qualities ;

  • it must be bestsellers product
  • it must be wellknown product
  • have qualities which talk about above
  • It must be lowest Price then other site
  • It must have good reviews etc.

and after the searched is over we found these so have look : 

1. Symphony Aircoolers

  1. Symphony Diet 12T 12-Litre Air Cooler (White)
  2. Symphony Diet 22i 22-Litre Air Cooler with Remote
  3. Symphony Hicool i 31-Litre Air Cooler with Remote
  4. Symphony Diet 50i 50-Litre Air Cooler with Remote
  5. Symphony Jumbo 51-Litre Air Cooler

 

2. Bajaj Aircoolers

3. Voltas Aircoolers

4. Usha Aircoolers

5. Crompton Aircoolers

so as team of myfaayda.com we think we covered most of the best information related to best branded and lowest price aircoolers for you, just go to the link and have your best one.

Reliance Jio Plans With And Without Prime Membership

CLICK HERE TO SUBSCRIBE JIO PRIME MEMBERSHIP

As you all knows that Reliance Jio “JIO PRIME MEMBERSHIP PROGRAMME” officially now. With It customers who have joined Jio before 31st March 2017 can enrol for Jio Prime at a one-time annual membership fees of Rs 99 from 1st to 31st March 2017.

With Jio Prime Membership Customers can avail unlimited benefits of free voice (Local, STD, Roaming, to any operator, anywhere in India), data and SMS that you have been currently using till 31st March 2018 for a nominal charge of Rs 303 per month. And Not only that event every Prime Member will get complimentary benefit of Jio’s premium content bouquet worth Rs 10,000 for an entire year. So Its Really sounds good.

But after understand this 3 questions are coming in our mind always.
1. Benefits and Losses to use / not use Reliance Jio Prime Membership ?
2. Are Other Operators offering More Useful Plan then Reliance Jio ?
3. How to Get Reliance Jio Prime Membership ?

1. Benefits and Losses to use / not use Reliance Jio Prime Membership ?

There is so many benefits for using Jio Prime Membership. Not only the 303 but also if you dont want to spend 303 per month, there is many other plans low to high price which you can use and take benefits. Here is the detailed table on that.

₹19 – Validity 1 Day

WITH JIO PRIME MEMBERSHIP WITHOUT JIO PRIME MEMBERSHIP
UNLIMITED UNLIMITED VOICE CALLS

Local + STD + ROADMIN

(TO ALL OPERATORS)

200 MB

100 MB

4G Speed Data

Fair Usage Policy

UNLIMITED UNLIMITED SMS

Local + STD + ROADMIN

(TO ALL OPERATORS)

YES YES JIO APPS SUBSCRIPTION

₹49 – Validity 3 Day

WITH JIO PRIME MEMBERSHIP WITHOUT JIO PRIME MEMBERSHIP
UNLIMITED UNLIMITED VOICE CALLS

Local + STD + ROADMIN

(TO ALL OPERATORS)

600 MB

300 MB

4G Speed Data

Fair Usage Policy

UNLIMITED UNLIMITED SMS

Local + STD + ROADMIN

(TO ALL OPERATORS)

YES YES JIO APPS SUBSCRIPTION

₹96 – Validity 7 Day

WITH JIO PRIME MEMBERSHIP WITHOUT JIO PRIME MEMBERSHIP
UNLIMITED UNLIMITED VOICE CALLS

Local + STD + ROADMIN

(TO ALL OPERATORS)

7 GB

1 GB Per Day

0.6 GB

4G Speed Data

Fair Usage Policy

UNLIMITED UNLIMITED SMS

Local + STD + ROADMIN

(TO ALL OPERATORS)

YES YES JIO APPS SUBSCRIPTION

₹149 – Validity 28 Day

WITH JIO PRIME MEMBERSHIP WITHOUT JIO PRIME MEMBERSHIP
UNLIMITED UNLIMITED VOICE CALLS

Local + STD + ROADMIN

(TO ALL OPERATORS)

2 GB

1 GB

4G Speed Data

Fair Usage Policy

100 100 SMS

Local + STD + ROADMIN

(TO ALL OPERATORS)

YES YES JIO APPS SUBSCRIPTION

₹303 – Validity 28 Day

WITH JIO PRIME MEMBERSHIP WITHOUT JIO PRIME MEMBERSHIP
UNLIMITED UNLIMITED VOICE CALLS

Local + STD + ROADMIN

(TO ALL OPERATORS)

28 GB

1 GB Per Day

2.5 GB

4G Speed Data

Fair Usage Policy

UNLIMITED UNLIMITED SMS

Local + STD + ROADMIN

(TO ALL OPERATORS)

YES YES JIO APPS SUBSCRIPTION

₹499 – Validity 28 Day

WITH JIO PRIME MEMBERSHIP WITHOUT JIO PRIME MEMBERSHIP
UNLIMITED UNLIMITED VOICE CALLS

Local + STD + ROADMIN

(TO ALL OPERATORS)

56 GB

2 GB Per Day

5 GB

4G Speed Data

Fair Usage Policy

UNLIMITED UNLIMITED SMS

Local + STD + ROADMIN

(TO ALL OPERATORS)

YES YES JIO APPS SUBSCRIPTION

₹999 – Validity 60 Day

WITH JIO PRIME MEMBERSHIP WITHOUT JIO PRIME MEMBERSHIP
UNLIMITED UNLIMITED VOICE CALLS

Local + STD + ROADMIN

(TO ALL OPERATORS)

60 GB

12.5 GB

4G Speed Data

Fair Usage Policy

UNLIMITED UNLIMITED SMS

Local + STD + ROADMIN

(TO ALL OPERATORS)

YES YES JIO APPS SUBSCRIPTION

₹1999 – Validity 90 Day

WITH JIO PRIME MEMBERSHIP WITHOUT JIO PRIME MEMBERSHIP
UNLIMITED UNLIMITED VOICE CALLS

Local + STD + ROADMIN

(TO ALL OPERATORS)

125 GB

30 GB

4G Speed Data

Fair Usage Policy

UNLIMITED UNLIMITED SMS

Local + STD + ROADMIN

(TO ALL OPERATORS)

YES YES JIO APPS SUBSCRIPTION

₹4999 – Validity 180 Day

WITH JIO PRIME MEMBERSHIP WITHOUT JIO PRIME MEMBERSHIP
UNLIMITED UNLIMITED VOICE CALLS

Local + STD + ROADMIN

(TO ALL OPERATORS)

350 GB

100 GB

4G Speed Data

Fair Usage Policy

UNLIMITED UNLIMITED SMS

Local + STD + ROADMIN

(TO ALL OPERATORS)

YES YES JIO APPS SUBSCRIPTION

₹9999 – Validity 360 Day

WITH JIO PRIME MEMBERSHIP WITHOUT JIO PRIME MEMBERSHIP
UNLIMITED UNLIMITED VOICE CALLS

Local + STD + ROADMIN

(TO ALL OPERATORS)

750 GB

200 GB

4G Speed Data

Fair Usage Policy

UNLIMITED UNLIMITED SMS

Local + STD + ROADMIN

(TO ALL OPERATORS)

YES YES JIO APPS SUBSCRIPTION

2. Are Other Operators offering More Useful Plan then Reliance Jio ?

Well after the Reliance Jio Launched a big boom of 4g internet is flood in india. And as you know that Millions of indian are using Jio already and the statistics are increasing day by day. Thatswhy the other Telecom Operators understanding this and feel the competition level. Some of them are offering Free 4g Data and Free Calling also. As Vodafone offers double data 1GB of 4G data daily for 56 days at just Rs 346 might. But we found Airtel is offering much better plan of Rs. 349 Plan with 28 GB Data and unlimited calling for 28 days validity. But Still in many cases Jio is offering much more.

3. How to Get Reliance Jio Prime Membership ?

  • for online process you can click here
  • for offline process just go to your nearest Jio Store (Digital Express) and fulfill the requirements.

CONCLUSION

According to our analyze we found that still Reliance Jio is offering great offers and if we talk about Jio Prime Membership and its quite good deal to have, either you want to use the Jio for a year in Rs. 303 Plan as Happy New Year offer is, or you can choose other lower plans with Membership Benefits.

 

source : jio.com, twitter.com &  bhaskar.com